Terms of Service
1. Overview:
These Terms and Conditions of Service (the "Agreement") constitute a binding agreement between MeCar (the "Company") and users of the MeCar website (the "Website"). By accessing or using the Website, users agree to be bound by the terms and conditions of this Agreement.
2. Purpose:
The Website provides insurance comparison and renewal services to users. The Website is intended for personal and non-commercial use, and users are prohibited from using the Website for any illegal or unauthorized purpose.
3. User Conduct:
Users agree to use the Website in accordance with all applicable laws and regulations, and to not engage in any conduct that is harmful to the Company or its users, or that could damage or impair the Website. Prohibited conduct includes, but is not limited to, the following:
- Using the Website for any illegal or unauthorized purpose;
- Engaging in any conduct that is harmful to the Company or its users, or that could damage or impair the Website;
- Engaging in any conduct that could interfere with the normal operation of the Website;
- Engaging in any conduct that could infringe the intellectual property rights of the Company or others;
- Engaging in any conduct that could result in the transmission of viruses or other harmful code to the Website.
4. Intellectual Property:
The Website and all content included on the Website, including but not limited to, text, graphics, logos, and other intellectual property rights, are the property of the Company or its licensors, and are protected by applicable intellectual property laws. Users are prohibited from using any content on the Website without the express written consent of the Company or its licensors.
5. Disclaimers:
THE WEBSITE AND ALL CONTENT AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.
6. Limitation of Liability:
IN NO EVENT WILL THE COMPANY BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.
7. Indemnification:
Users agree to indemnify and hold the Company and its affiliates, officers, agents, and employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of a user's use of the Website, violation of this Agreement, or infringement of any intellectual property or other right of any person or entity.
8. Refund Policy
Cancelling Your Insurance Policy :-
In the event you wish to cancel your motor insurance coverage, we kindly request that you furnish us with a written notice. Subsequently, you will be entitled to a refund by your chosen insurer, the amount of which will be determined based on the remaining duration of your policy, provided that no claims have been filed.
Refund and Policy Cancellation Procedures:-
For all inquiries related to the refund process and policy termination, we ask that you direct your written notifications to MeCar. These notifications will be subsequently forwarded to the Insurer, who will be responsible for managing the cancellation request and the associated refund.
Insurer's Right to Terminate:-
Furthermore, it should be noted that the Insurer retains the prerogative to terminate this Policy. Should such a decision be made, you will receive a written notification via registered post at least fourteen (14) days prior to the termination date. Under this circumstance, you will be eligible for a refund of the premium, contingent upon the absence of any filed claims prior to the policy's cancellation.
9. Changes to this Agreement:
The Company reserves the right to modify this Agreement at any time. Any changes to this Agreement will be posted on the Website and will become effective immediately upon posting. Users agree to review this Agreement periodically to be aware of any changes. Continued use of the Website after changes to this Agreement have been posted constitutes acceptance of the modified Agreement.
10. Governing Law:
This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which the Company is headquartered, without giving effect to any principles of conflicts of law.
11. Dispute Resolution:
Any dispute arising out of or relating to this Agreement or the Website shall be resolved through binding arbitration in accordance with the commercial arbitration rules of the jurisdiction in which the Company is headquartered.
12. Entire Agreement:
This Agreement constitutes the entire agreement between the parties and supersedes all prior understandings and agreements, whether written or oral, relating to the subject matter of this Agreement.
13. Waiver:
The failure of the Company to exercise any right or remedy provided under this Agreement shall not be deemed a waiver of any right or remedy.
14. Severability:
If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced
15. Assignment:
Users may not assign this Agreement or transfer any rights under this Agreement without the prior written consent of the Company. The Company may assign this Agreement or transfer any rights under this Agreement without the prior written consent of the users.
16. Termination:
The Company may terminate this Agreement at any time for any reason, without notice. Upon termination, users will no longer be authorized to use the Website.
By accessing or using the Website, users agree to be bound by the terms and conditions of this Agreement. If you do not agree to these terms and conditions, you should not use the Website.